...When You Have A Crop Loss

The first thing you want when you have a crop loss is the fastest possible indemnity check, and the last thing you need is unnecessary delays or paperwork. These suggestions can help:

• Be sure you have filed a complete and accurate acreage report on a timely basis. And be certain your agent has all relevant information about your current farming operation.
• Never destroy any production or acreage until your agent has been notified and a loss adjuster has inspected the acreage.
• When harvesting, be sure to keep separate production records for each insurance unit. Do not commingle farm stored production from separate units in a single storage bin unless authorized by an adjuster.
• If you are unable to get into a field for harvesting prior to the end of the insurance period because of an insurable cause of loss, contact your agent immediately.

Insured’s Responsibilities

Notice of damage or probable loss

• Promptly notify your agent of any damage or probable loss on a unit basis.
• The insured must give notice within 72 hours of discovery if a loss is anticipated on any unit. Written Consent
• You may not destroy, replant, abandon or put an insured crop to another use if you intend to file a claim, unless we have appraised the crop and given our written consent to put the acreage to another use.